Enroll May 20 - June 7
Long-term care is the support you need when you're facing a long-term health issue or the effects of aging. It's comprehensive, ongoing, and can often exceed the average American income.
Take advantage of this special enrollment opportunity to offset long-term care costs when you need it—and support your loved ones after you’re gone.
This program is a Universal Life Insurance Policy with Long-Term Care (LTC) Benefits. It provides dual protection for the cost of LTC and financial support for your beneficiaries after you are gone.
Webinar 1
May 22 | 2:00 PM Eastern Time
Webinar 2
June 4 | 11:00 AM Eastern Time
LTC Insurance can save you from paying 100% out-of-pocket for future long-term care costs.
Don’t need long-term care during your lifetime? The death benefit is still available to your beneficiaries*.
For example, receive 4% per month, maximum 50 months with extension of benefits, of your life insurance amount for your LTC benefit*.
* The death benefit is reduced to one-third at age 70 or on the 15th policy year, whichever is later for those who select the LifeEvents plan option.
Your rate is based on the death benefit coverage amount, but you may receive up to double the original death benefit in long-term care coverage.
To see more benefit amount and rate examples, visit the Rate Calculator.
Application questions and number of questions vary by state.
Trustmark® and LifeEvents® are registered trademarks of Trustmark Insurance Company. Underwriting conditions may vary and determine eligibility for the offer of insurance. Benefits, definitions, exclusions and limitations, naming conventions and availability may vary by state. For a list of disclosures, exclusions and limitations that may apply, visit www.trustmarksolutions.com/disclosures/UL. Universal life insurance underwritten by Trustmark Insurance Company, Lake Forest, Illinois, in NY it is underwritten by Trustmark Life Insurance Company of New York. 1*
In NY, the LTC Benefit is the Convalescent Care Benefit. The LTC Benefit is an acceleration of the death benefit and is not Long-Term Care Insurance (except in FL, LA and VA, where the LTC benefit is Long-Term Care Insurance.) It begins to pay after 90 days of confinement or services, and to qualify you must meet conditions of eligibility for benefits. The LTC benefits provided by this policy may not cover all of the policyholder’s LTC expenses. Pre-existing condition limitation may apply. Your policy will contain complete details. You should consult a financial advisor to determine if the long-term care benefits and the retirement benefits provided by this policy are right for you.
±If you select a death benefit within the program’s Guaranteed Issue amount and are between the ages of 18 and 64.
† Section References: LIMRA and Life Happens, 2017 Insurance Barometer Study. Windsor, CT.
Associated Press-NORC Center for Public Affairs Research. Long-Term Care in America: Expectations and Preferences for Care and Caregiving. Chicago, IL. 2016
Hayes, Tara O. and Kurtovic, Sarah. American Action Forum. The Ballooning Costs of Long-Term Care. 2020
LaPonsie, Maryalene. U.S.News. What Is a Good Monthly Retirement Income? 2023